Restaurant insurance coverage

Know what your policy needs to carry.

There is no one-size-fits-all restaurant policy. Start with the exposures that matter to the way you serve, staff and operate.

General liability

The everyday foundation for customer injuries and property damage claims.

A core consideration for operations serving alcohol, including bars, taverns and full-service restaurants.

Coverage to consider when food and beverage products create a claim.

Protection for work-related injuries involving the team that keeps your business running.

Relevant when the business owns vehicles or relies on drivers for its operation.

Coverage considerations for your building, equipment and business contents.

Support to consider when a covered event disrupts the income your operation relies on.

A streamlined policy approach that can combine important property and liability protections.

Spoilage, equipment breakdown, employment practices liability, cyber and umbrella coverage may also matter.