Specializing in Restaurant Insurance


Over 35 years of experience in the restaurant industry on your side.

E & A Insurance Group was founded by Tom Traina, an experienced restaurateur with over 35 years in the business as an owner operator of: 5 Subway franchises, an independent fast-casual restaurant and an independent full-service restaurant & bar (with property). As well as a restaurant management recruiting franchise and is currently the Principle of EatZ & Associates…Chicagoland’s largest Restaurant Brokerage Firm.

  • Why Choose Us?

We understand the type of insurance coverage a restaurant owner needs. We also recognize the tight margins restaurants are working with. And we get the rising costs of food and labor, that is why we will work with you to get the insurance coverage your restaurant needs.

  • What Sets Us Apart

We know the business from a restaurant owner operator’s point of view. We have experienced it all…the good, the bad and the ugly about the restaurant industry.

  • Our Goal

To offer you unsurpassed guidance in finding the right insurance at the right price for your restaurant!

Some Of the Top Insurance Companies We Work With:

  • General Casualty of Wisconsin
  • Hartford
  • Liberty Mutual
  • Society
  • State Auto
  • Travelers
  • West Bend

Types of Restaurants We Insure:

  • Franchise
  • Independent
  • Pickup & Carryout Only
  • Fast-Food
  • Fast-Casual
  • Full-Service
  • Pizza Places
  • Bars, Pubs, Taverns & Lounges
  • Banquet Halls
  • Food Trucks
  • Convenience Stores
  • Liquor Stores
  • Restaurant Properties

Essentially, all types in the food & beverage industry!

Types of Insurance Coverage Restaurants Typically Need:

  • General Liability
  • Liquor Liability
  • Product Liability
  • Workers Compensation
  • Commercial Auto Insurance
  • Commercial Property Insurance
  • Business Interruption Insurance
  • Business Owners Policy

Other Insurance Coverage to Consider:

  • Spoilage
  • Equipment Breakdown Coverage
  • Employment Practice Liability Insurance
  • Cyber
  • Umbrella

What determines the cost of Restaurant Insurance?

  • Annual Sales
  • Annual Payroll
  • Number Of Years In Business
  • Payroll (Workers Comp)
  • Liquor License
  • Company Owned Vehicles
  • Type of Property (Owned or Leased)
  • Lease – Insurance Requirements
  • Coverage Levels

Contact Us for a Free Quote

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