E&A Insurance GroupCarla Baldwin2022-08-03T15:24:34+00:00

Specializing in Restaurant Insurance

Over 35 years of experience in the restaurant industry on your side.

E & A Insurance Group was founded by Tom Traina, an experienced restaurateur with over 35 years in the business as an owner operator of: 5 Subway franchises, an independent fast-casual restaurant and an independent full-service restaurant & bar (with property). As well as a restaurant management recruiting franchise and is currently the Principle of EatZ & Associates…Chicagoland’s largest Restaurant Brokerage Firm.

Why Choose Us?

We understand the type of insurance coverage a restaurant owner needs. We also recognize the tight margins restaurants are working with. And we get the rising costs of food and labor, that is why we will work with you to get the insurance coverage your restaurant needs.

What Sets Us Apart

We know the business from a restaurant owner operator’s point of view. We have experienced it all…the good, the bad and the ugly about the restaurant industry.

Our Goal

To offer you unsurpassed guidance in finding the right insurance at the right price for your restaurant!

Some Of the Top Insurance Companies We Work With:

General Casualty of Wisconsin
Hartford
Liberty Mutual
Society
State Auto
Travelers
West Bend

Types of Restaurants We Insure:

Franchise
Independent
Pickup & Carryout Only
Fast-Food
Fast-Casual
Full-Service
Pizza Places
Bars, Pubs, Taverns & Lounges
Banquet Halls
Food Trucks
Convenience Stores
Liquor Stores
Restaurant Properties

Essentially, all types in the food & beverage industry!

Types of Insurance Coverage Restaurants Typically Need:

General Liability
Liquor Liability
Product Liability
Workers Compensation
Commercial Auto Insurance
Commercial Property Insurance
Business Interruption Insurance
Business Owners Policy

Other Insurance Coverage to Consider:

Spoilage
Equipment Breakdown Coverage
Employment Practice Liability Insurance
Cyber
Umbrella

What determines the cost of Restaurant Insurance?

Annual Sales
Annual Payroll
Number Of Years In Business
Payroll (Workers Comp)
Liquor License
Company Owned Vehicles
Type of Property (Owned or Leased)
Lease – Insurance Requirements
Coverage Levels